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                      Landmark Moment: CCP Clears PTCL and Telenor Merger
                      October 1, 2025
                      Pakistan Kuwait Technology Conference 2025
                      October 2, 2025

                      Pakistan’s Banks Embrace AI and Fintech Revolution

                      Published by Afifa Waqar Khan on October 1, 2025
                      Categories
                      • ESG
                      Tags
                      • 1link
                      • AI
                      • alfalah bank
                      • banking summit
                      • cisco
                      • faysal bank
                      • fintech
                      • meezan bank
                      • Pakistan
                      • paypak
                      • toppas
                      • tps worldwide
                      • UBL

                      At the 23rd Future Banking Summit & Expo, main voices charted Pakistan’s digital finance future. Karandaaz Pakistan‘s Faisal Mahmood pointed out the growth in ATM and POS usage since 2020. Bank Alfalah Limited‘s Yahya Khan, Group Head & Chief Digital Officer, called for an accelerated move towards a cashless society driven by digital access points (DAPs). TPS Worldwide COO Ovais Khan stressed merchants’ unawareness of the real cost of cash.

                      On the payment side, 1LINK (Pvt) Limited CEO Najeeb Agrawalla announced tokenization of PayPak and “tap-to-pay” functions. Diebold Nixdorf‘s Fazal Razi Ur Rehman promoted cash-recycling machines to release flow during non-banking hours. On artificial intelligence, Shariq Mubeen (Meezan Bank Limited) and Aminur Rahman (Faysal Bank Limited) supported in-embedding AI in all operations, while Dr. Aneel Salman of Islamabad Policy Research Institute (IPRI) and the National AI Policy Committee encouraged adoption with ethics, strategy, and trust.

                      Cybersecurity also received keen focus: Cisco‘s Kashif UlHaque raised alarms regarding AI-powered hacking. TOPPAN Security‘s Sebastian Bautista presented active CVV cards to combat fraud. UBL – United Bank Limited Pay’s Tughral A. T. Ali contributed that Raast reduces transaction costs for businesses. Collectively, these visionaries chart a path: AI, fintech, and trust will guide banking’s future decade in Pakistan.

                      Author

                      • Afifa Waqar Khan

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