The Bank of Punjab and Surfin Meta Unite for Digital Innovation

The Bank of Punjab (BOP) has entered a strategic Memorandum of Understanding (MoU) with Singapore-based Surfin Meta Digital Technologies to assess and potentially integrate advanced digital banking solutions in Pakistan This partnership aims to enhance financial inclusion and operational efficiency by leveraging Surfin Meta’s expertise in embedded finance, AI-driven credit scoring, digital onboarding, merchant payments, and data analytics.

During the Islamabad signing ceremony, BOP’s Chief Digital Officer, Nofel Daud, and Surfin Meta’s Li Jin formalized the collaboration, attended by BOP’s President & CEO, Zafar Masud highlighted the importance of embedding cutting-edge technology into BOP’s digital ecosystem to better serve underserved groups such as SMEs and young entrepreneurs. Surfin Meta’s Executive Chairman & CEO, Yanan Wu, emphasized their platform’s capacity to improve customer journeys, boost compliance, and accelerate loan decisions, marking it as a significant step toward financial inclusion.

Under the terms of the MoU, both entities will jointly explore a full suite of services, including digital onboarding, AI-powered loan origination, data analytics, and pilot programs to test and demonstrate Surfin Meta’s solutions in real-world settings This alliance is a pivotal move in BOP’s broader digital strategy an ongoing drive to partner with fintech innovators and deploy scalable technologies with the goal of redefining digital banking experiences across Pakistan.