SBP unveils ‘InvestPak’ to digitise bond investments

The State Bank is taking the bond market online — InvestPak makes investing in government securities a matter of clicks, not counters. Easy access, transparent trading, and fewer forms? Count investors in.

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The State Bank of Pakistan (SBP) has launched InvestPak, a digital platform aimed at simplifying investments in government securities for individuals and corporate entities with Pak rupee accounts.

According to the SBP, “all individuals, joint account holders, and corporates with PKR bank accounts can register on the portal using their IBAN.” The system allows users to manage multiple Investor Portfolio Securities (IPS) accounts across various banks through one unified profile, enhancing accessibility and convenience.

The central bank will post auction schedules for government securities according to its official timetable, while banks and financial institutions must enable their customers to participate directly through the portal.

Beyond primary auctions, InvestPak also supports secondary market trading, allowing investors to buy or sell securities by requesting price quotes from their respective banks. These institutions are required to provide firm quotes and ensure transparent execution, whether for same-day or forward settlements.

By introducing InvestPak, the SBP aims to expand participation in government securities, boost transparency, and streamline processes — effectively transforming an old-school, paper-heavy system into a digital, investor-friendly experience.

The launch marks another stride in Pakistan’s journey toward a more modern and inclusive financial ecosystem.