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March 26, 2026
Pakistan advances housing reforms, developing mortgage finance system and low-cost loans to expand affordable housing and boost investment.
Prime Minister Shehbaz Sharif has been briefed that legal reforms in Pakistan’s housing sector are in their final stages, alongside efforts to develop a comprehensive mortgage financing ecosystem.
During a review meeting on housing sector initiatives, officials informed the premier that work on mortgage finance systems is progressing rapidly, with a focus on improving access to affordable housing for low-income groups.
The government is also introducing measures to attract investment from foreign investors and overseas Pakistanis to expand housing projects and stimulate economic activity. These initiatives are expected to create employment opportunities and strengthen the construction sector.
Officials said a low-cost loan system has already been implemented for affordable housing projects, with plans to assign lending targets to banks in the next phase. Additionally, a developer-led financing model is being developed to support housing construction and improve access to credit.
The prime minister directed authorities to finalise reforms in consultation with stakeholders and ensure timely implementation. He reiterated that providing housing finance remains a top government priority.
Highlighting the sector’s economic potential, the premier emphasised that expanding housing access would boost investment, generate jobs and support inclusive growth across the country.
