Pakistan And China Deepen Cooperation At Islamabad Symposium
February 3, 2026
ABHI Microfinance Bank has signed an MoU with DigiKhata to provide structured financing solutions for SMEs using the digital ledger platform. The partnership aims to unlock working capital, stabilize cash flows, and bring more small businesses into the formal credit system.
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ABHI Microfinance Bank has entered into a strategic partnership with DigiKhata, a leading digital ledger platform, to extend financing solutions to small and medium enterprises (SMEs) operating on DigiKhata’s ecosystem.
The MoU, signed by Mariam Pervaiz, Chief Communications Officer at ABHI Microfinance Bank, and Adnan Aslam, CEO of DigiKhata, will allow digitally active merchants to access formal credit through ABHI’s regulated banking infrastructure.
“SMEs are the backbone of Pakistan’s economy, yet many remain outside the formal financial system,” said Pervaiz. “By partnering with DigiKhata, we are meeting businesses where they already operate digitally and enabling access to responsible financing that can help them grow, stabilise cash flows, and scale sustainably.”
Aslam emphasized the importance of linking digital records with capital access. “Small businesses today are generating valuable financial data through digital tools, but access to formal credit has often remained out of reach. This partnership creates a pathway for merchants to turn their digital activity into financial opportunity.”
Industry experts note that embedding financial services into digital platforms is helping bridge the gap between informal trade and formal banking, supporting entrepreneurship and financial inclusion.
