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November 14, 2025
Neem has partnered with DigiKhata to bring instant, secure payouts to millions of SMEs in Pakistan, simplifying cash flow and financial operations. This collaboration strengthens merchant agility while laying the foundation for embedded lending and future digital economy growth.
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Neem has announced its entry into Pakistan’s retail space through a strategic partnership with DigiKhata, the country’s leading digital bookkeeping and commerce platform for SMEs. The collaboration integrates Neem’s branded wallet and ledger solution into DigiKhata’s ecosystem, enabling instant, secure, and scalable disbursements for millions of merchants.
Since its inception, DigiKhata has helped over one million businesses digitize bookkeeping, consolidate trade credit, and reduce losses. Its offerings, including DigiDokaan, provide SMEs with tools to set up online stores, manage payments, deliveries, and marketing. The new partnership aims to simplify payouts and settlements, a persistent challenge for growing enterprises.
“Disbursements are often the forgotten half of the payments equation. Together with DigiKhata, we are enabling merchants to not just collect payments seamlessly but also access and manage them on their own terms,” said Nadeem Shaikh, Co-founder of Neem.
Adnan Aslam, CEO of DigiKhata, added, “Partnering with Neem allows us to give SMEs instant access to their hard-earned funds and improve their financial agility.”
This initiative strengthens SME cash flow while laying groundwork for embedded lending solutions.
